Florida is a popular destination for vacations and the retirement contingent and with this popularity RV’s or Recreational Vehicles are very popular in the state. Insurance requirements for RV’s are different than your regular auto insurance as RV’s are much larger vehicles on the road with a higher degree of possible damage in the event of an accident. Whether you’re in Jacksonville, FL or Miami, FL, you should be aware of what the parameters are for RV insurance and RV owners in Florida.
Coverages & No-Fault
Florida has similar minimum coverages for RV’s in comparison to other cars and trucks but again, these are just minimums. Due to the size of an RV, it’s prudent for owners to carry additional amounts of coverage in case of an accident due to the size disparity to other cars and trucks. Florida also happens to be a no-fault state, meaning that there is no fault cast to a driver in the event of an accident. Your insurance will cover the other driver and vice versa after an accident has happened.
There are many add-ons to your RV insurance that you can purchase to bolster your insurance coverage. These additional coverages can help with unique situations such as protecting your personal belongings inside of your RV, coverage during emergencies, coverage for personal medical payments, loss assessment coverage, coverage for being on the road full-time in your RV, adding roadside assistance to your coverage, total loss replacement coverage, vacation liability coverage, and other types of coverages that will help recreational vehicle owners.
Prestige Insurance Group in Miami, FL has many years of experience in insurance for RV’s, cars, trucks, homes, condominiums, and other forms of insurance. Contact Prestige Insurance Group today to find out more about RV Insurance and coverages in more detail.