Auto service experts within Florida specialize in various repair areas, including gear and brake replacement, vehicle makeovers, and tune-ups, allowing clients to get timely auto service. Unfortunately, these may result in property damage and injuries, requiring auto technicians to get insurance to safeguard employees and customers. Below are the types of auto service policies that Prestige Insurance Group Inc. in Miami, FL specializes in.
Property insurance will be helpful when your auto service shop suffers damage from fire outbreaks, theft, and vandalism. Based on the damage costs, this policy compensates you for the repair or replacement costs needed to fix your property and the contents within, such as inventory and office supplies.
Worker's compensation insurance covers your employees' injury costs when they get injured on the job. It will reimburse you for the medical expenses arising from the injuries, whether admission fees, prescription charges, or x-ray costs. It also covers loss of wages when your workers are recuperating.
Business auto insurance protects your company in the event of an auto accident. Since auto repair professionals will likely be required to test the vehicles, this policy covers damage arising from test drives. If your employees also get into an accident during the delivery or purchase of vehicle components, this insurance also helps pay for the crash damages.
Liability insurance will be your go-to when you encounter claims from injuries and damages arising while working. It will help you cover hospital bills when your customers get injured, making paying consultation expenses, x-ray costs, and ambulance fees possible. If you are also sued for bodily injury costs, this coverage will pay for your legal fees and settlement fees.
For more information on any of the above policies within Florida, contact Prestige Insurance Group Inc. in Miami, FL today. We specialize in auto service insurance policies underwritten with risks in mind.
