Your boat can be a significant investment of money. Like all your other possessions, it can experience damage and expense for repairs or replacement. Boat insurance helps to defray these expenses and can be tailored for your individual needs. At Prestige Insurance group in Miami, FL, we can help you find the right coverage to protect your boat or watercraft against liability and loss.
The state of Florida has a large number of boat owners who use their watercraft frequently throughout the year. This can often mean increased exposure to a variety of risks, including weather-related damage, accidents with other craft, theft and other issues. Insurance can help to defray costs for repair in the event your boat experiences damage. In addition, insurance helps to cover litigation and liability, which can sometimes result from an accident. Hull coverage and fuel-spill coverage can also be important to prevent losses. Your agent can help you determine the right level of basic coverage for your boat, as well as provide information about other coverage options you might need.
Some people think that a jet ski is too small and inexpensive to warrant insurance coverage. However, insurance can be important if your jet ski should cause damage to property or another craft. In addition, insurance covers bodily injury expenses to others or for yourself if you are hurt by an uninsured craft. You can also add coverage for theft or for towing the vehicle when needed.
Our insurance professionals can answer your questions about coverage for your boat or watercraft and help you find the right insurance for your needs. We a broad range of insurance products, including home, auto, business, and Life & Health Insurance policies. Call Prestige Insurance Group today for a free, no-obligation quote for your boat or personal watercraft.
