With more registered boats than any other state in the US, Florida is subject to more injuries and accidents related to boating and water sports. Knowing the most common boating injuries and accidents is the first step to protecting your friends and family members from injury during your next outing on the boat. Prestige Insurance Group in Miami, FL offers boat insurance and guidance to help you protect your friends, family, and property.
What Causes Boating Injuries?
The most common causes of boating injuries in Florida include boating while intoxicated, speeding, mechanical problems, collisions, and falling overboard. Other common causes include inexperienced drivers and bad weather.
Common Boating Injuries
In 2020 alone, 534 people were injured in boating accidents in Florida. Those injuries range from cuts and broken bones to fatalities – with 79 fatalities in 2020.
Preventing Boat Injuries and Fatalities
There are several steps you can take to prevent injuries and fatalities on your watercraft:
- Never drink while operating a boat; always designate a sober driver
- Follow posted speed restrictions and right-of-way laws
- Keep a life jacket on the boat for all passengers at all times
- Monitor weather conditions and stay home/go home if bad weather is expected
- Inspect your boat before taking it out to ensure all parts are working as expected
You can also protect your loved ones – and others you may come in contact with on the water – by carrying liability insurance on your boat as required by law. Liability insurance covers the cost of property or bodily damage incurred as a result of boating.
Whether you’re buying your first boat or seeking new insurance options, the team at Prestige Insurance Group in Miami, FL can help. Stop by today!