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12750 SW 128 ST Suite 210
Miami, FL 33186

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Condo Insurance for Snowbirds: How to Protect Your Property While You’re Away

Miami, FL is a great place to escape cold winters. Many snowbirds settle in the city or surrounding areas to enjoy the sun year-round. While you may spend your winter months enjoying the warm weather, when you return home for the summer, you leave your condo empty for weeks or months. Therefore, a good insurance policy that safeguards your property while you’re away is crucial.

Importance of Condo Insurance for Your Winter Home

While you can take steps to protect your condo better, nothing will replace a good insurance policy. Miami’s hurricane season can be brutal and causes flooding, strong winds, power outages, and more. Additionally, while you can make your condo appear occupied even when you’re not there, you can’t guarantee that there won’t be break-ins. 

Extra Coverage for Your Empty Condo

Standard homeowner policies are known to exclude coverage if your home is unoccupied for over 30 days, making it more vulnerable to natural disasters, theft, and vandalism. Therefore, you need a policy that will cover your property for extended periods of time when you’re not there. Choosing a policy to bridge that gap can be tricky, which is why Prestige Insurance Group in Miami, FL is here to help.

Snowbird Condo Insurance Policies at Prestige Insurance Group 

You need an insurance agent that understands the intricacies of your situation, and Prestige Insurance Group is here to guide you through that process. We have insurance coverage options to meet your needs, so you can rest easy that your condo is protected whether you’re there or not.

Partner Carriers

  • AmTurst
  • AmWins
  • Avatar
  • Foremost
  • Hagerty
  • Infinity
  • Mercury
  • Metlife
  • National Flood Program
  • National general
  • Progressive
  • Southern Oak
  • State National