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12750 SW 128 ST Suite 210
Miami, FL 33186

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Florida RV Insurance – What You Need To Know About RV Insurance

Florida is a popular destination for vacations and the retirement contingent and with this popularity RV’s or Recreational Vehicles are very popular in the state.  Insurance requirements for RV’s are different than your regular auto insurance as RV’s are much larger vehicles on the road with a higher degree of possible damage in the event of an accident.  Whether you’re in Jacksonville, FL or Miami, FL, you should be aware of what the parameters are for RV insurance and RV owners in Florida.

Coverages & No-Fault

Florida has similar minimum coverages for RV’s in comparison to other cars and trucks but again, these are just minimums.  Due to the size of an RV, it’s prudent for owners to carry additional amounts of coverage in case of an accident due to the size disparity to other cars and trucks.  Florida also happens to be a no-fault state, meaning that there is no fault cast to a driver in the event of an accident.  Your insurance will cover the other driver and vice versa after an accident has happened.

Add-Ons

There are many add-ons to your RV insurance that you can purchase to bolster your insurance coverage.  These additional coverages can help with unique situations such as protecting your personal belongings inside of your RV, coverage during emergencies, coverage for personal medical payments, loss assessment coverage, coverage for being on the road full-time in your RV, adding roadside assistance to your coverage, total loss replacement coverage, vacation liability coverage, and other types of coverages that will help recreational vehicle owners.

Learn More

Prestige Insurance Group in Miami, FL has many years of experience in insurance for RV’s, cars, trucks, homes, condominiums, and other forms of insurance. Contact Prestige Insurance Group today to find out more about RV Insurance and coverages in more detail.  

A Thorough Overview Of RV Insurance

Based in Miami, FL, Prestige Insurance Group serves the community by helping them find insurance coverage. We offer our clients a wide variety of services to help them protect their assets. We want to make sure that our clients are protected if a disaster arises.

A Thorough Overview Of RV Insurance

If you enjoy traveling around in your RV and taking in the beautiful scenery that Miami, FL has to offer, consider RV insurance benefits. While operating an RV is fun, there are also a few risks involved. The policy covers your RV if you are involved in a collision. Liability coverage protects you if you accidentally cause damage to someone else’s property. You are also covered if a passenger gets injured in your vehicle. RV insurance protects you, as an accident can occur at any time.

RV insurance also covers your personal items if they are stolen or damaged due to a fire or some other type of natural disaster. There are a few special situations when you may have to amend your policy to provide extra coverage. You can add extra coverage to protect you if you have special luxury items on your RV, you’ve made some recent changes to the interior, or you added a camper or fifth wheel to your RV. These are special occasions when you have to adjust your policy if something happens.

If you plan to have a road trip in your RV and go on vacation, the policy covers your vehicle if an emergency happens and you need towing services or roadside assistance. If you plan to store your RV and camp somewhere for a while, you can add coverage to protect you if severe weather causes damage.

Prestige Insurance Group Will Help You Cover Your Assets

For information on RV insurance, visit our website today!

 

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