Prestige Insurance

Prestige Insurance

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Phone: (305) 969-8776


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Information About Truck Insurance

Contractors Insurance - Miami and Orlando, FL

We also offer service in Kendall, Doral, Coral Gables, Aventura and all of South Florida

What is truck insurance?

Commercial truck owners and operators cannot cope with a standard commercial auto insurance policy. In addition to protecting the cargo they carry, truckers should consider the massive physical damage that their trucks can cause, possible environmental problems that an accident could cause, and the costly cost of repairing their large vehicles.

Liability insurance

For bodily injury and exposure to liability for property damage, a civil liability insurance policy for automobiles should be considered. This policy will protect truckers by covering many different types of damages that may unintentionally inflict on others and their properties. This includes accidental damage to a retailer's delivery dock, to other drivers, vehicles and pedestrians.

Cargo insurance

Your customers trust your service to safely deliver their cargo in the same conditions it was in when they delivered it to you. With cargo insurance, you can reimburse a customer for qualified damage to the cargo during transportation, and all without accessing your commercial bank account, except to pay the deductible.

Bobtail Truck Insurance

When your truck is unloaded, it still needs protection. Bobtail insurance covers your truck even when it is not operational.

Physical damage insurance

If your truck is in an accident or collision, you need the right commercial insurance policy that protects your financial interests. Collision insurance and comprehensive insurance can cover various accidents and damages caused by theft, vandalism and fire.

Environmental liability insurance

If your truck carries cargo that can be toxic to the environment or could contribute to pollution, you need special insurance to help pay for the cost of cleaning in case the load spills in an accident. Environmental liability insurance will cover this expense, provided it occurs in a qualified situation.

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Truck Insurance