Prestige Insurance

Prestige Insurance

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Phone: (305) 969-8776


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With renters insurance, you can replace what has been damaged or stolen.

Renters insurance covers your belongings against losses from fire or smoke, lightning, vandalism, theft, explosions, storms and water damage caused by plumbing.

However, renters insurance does not cover you from floods, earthquakes or routine wear. However, you can buy separate policies for flood and earthquake damage.

If you are forced to leave your home due to a disaster, your additional living expenses will cover you. Renters insurance pays you the additional costs of living temporarily outside your home if you cannot live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while rebuilding your home. Coverage for additional living expenses differs from one company to another.

Renters insurance also covers you with liability to other injured people in your home or elsewhere, a family member or your pet and pays legal defense costs if they take you to court.

Decide how much you need to insure

Add the cost of everything you would like to replace if it is damaged or stolen. This could also serve as a basis for an inventory that will facilitate the submission of a claim. For an inventory, you can also register the model numbers, dates and places of purchase. Take pictures or make a video of these items and place a copy of the inventory in a safe place away from your home.

If you rent an apartment or a house, you need insurance to protect your belongings. While the owner may have insurance, it only protects the building. Your belongings are not covered under those policies.

Renters Insurance Quote Form

Looking for coverage? Click on any of the following links to submit a quote for fast, accurate and affordable rates.

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Customer Service Options for Renters Insurance

Our Customer Service options allow at any time of the day, directly from our website, to request a change in your policy, click on any of the following options to request the modification.

Renters Insurance​​​​​​​