Prestige Insurance

Prestige Insurance

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Phone: (305) 969-8776

Email: info@prestigeinsurance.com

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Why do you need insurance for your motorcycle?

You can enjoy a lot while on the road, especially when you are not worried about your safety, that of your passengers or your investment. Here are some things to consider:

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  • If you are in an accident or your motorcycle is stolen, it costs money, often a lot of money, fixing or replacing it.
  • If you or a passenger is injured in an accident, medical costs can be extremely high.
  • If your motorcycle is responsible for damages or injuries to other people, it can be sued for much more than it is worth.
  • Your motorcycle can be one of your most precious possessions. It deserves special protection.

Your independent agent is the one to find insurance that meets your specific needs. Here are some things you should consider when preparing for the decision:


  • How much can I pay if my motorcycle suffers an accident, is damaged or stolen? (Ask your agent what their cost savings would be if your deductible increases).
  • What discounts and programs are available? (Ask about discounts for taking safety classes or having several policies. You can also save money if your motorcycle is stored in a garage or if it belongs to a motorcycle association).
  • How much medical and liability coverage should I have?
  • Does the insurance company have a good reputation for customer service? Are you known to pay claims fairly and quickly?
  • What is the process to file and resolve a claim?

Issues to consider and questions to ask your agent

Tips to Consider for the Motorcyclist

Many factors can play an important role in the quote of your insurance, such as your age, your driving history, where you live and the type of motorcycle you own, or the fact of graduating in a passenger training course.

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  • Many companies offer discounts of 10 to 15 percent on motorcycle insurance for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) motorcycle course. Passengers under 25, generally considered at greater risk, may see some savings when taking this course. It is also a good idea for motorcyclists who have already had accidents.
  • Maintaining a good driving record without infractions will also help reduce your premiums.
  • In many northern states, passengers can save money by buying an "accumulation" policy. With a policy of these, all coverage, except comprehensive coverage, is suspended during the winter months.
  • Find out what discounts your insurance representative offers you. Multibike discounts for those who insure more than one motorcycle, organization discounts, if you are a member of a motorcycle association and discounts for older passengers for experienced drivers, are just some of the possibilities. Discounts can range between 10 and 20 percent, depending on the company and its state. Availability and qualifications for discounts vary from company to company and from state to state.
  • Keep in mind that the type, style (such as a sports motorcycle or cruiser) and the age of the motorcycle, as well as the number of miles you drive per year and where you store your motorcycle can also affect the amount you pay for your cousin.

Motorcycle Insurance

Motorcycles can represent pleasure and power, an excellent way to move. Owning a motorcycle cruiser, sports, tourism, high performance or scooter, means that you need specialized insurance that suits your individual needs.


The professional advisors of Prestige insurance Group have many years of experience helping clients find the best coverage for their motorcycle insurance at the best possible price. We work for you, buying several motorcycle insurance companies to find the best combination of price and coverage. And with motorcycle insurance, you can qualify for

a discount of several vehicles with some of our carriers.

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Get more information on motorcycle insurance from Prestige Insurance Group.

Motorcycle Insurance - Miami and Orlando, FL

Also at the service of Kendall, Doral, Coral Gables, Adventure and other areas in Florida


For some motorcycles may simply be a mode of transportation, but for others, they are special items of high value, and may require specialized insurance. Selecting the best complete insurance plan requires knowledge and skills.


The highly trained professionals of Prestige Insurance Group understand the specialized coverage needed to protect your motorcycle in every situation.


We work only by selecting the best insurers, those that have the experience to know what your particular situation requires. Get more information today on how to protect your high-value possessions against disasters, accidents or other emergencies before it is too late.

Get in touch with ambitious experts at Prestige Insurance Group today to learn more about how to cover your motorcycle.


Get a quote! Call today at (305) 969-8776

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Get in touch with our expert advisors from Prestige Insurance Group today to find out more about how to cover your specialized items.


Get a quote! Call (305) 969-8776 today!

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