Prestige Insurance

Prestige Insurance

Contact Us !

Phone: (305) 969-8776


Prestige Insurance Logo

Flood insurance quote forms

Looking for coverage? Click on the following link to request a quote and get fast, accurate and affordable rates.

My Image
My Image

Information About Flood Insurance

Flood insurance - Miami and Orlando, FL

We also offer service in Kendall, Doral, Coral Gables, Aventura and all of South Florida

There is something you should know: flood losses are not covered by your homeowners insurance policy.

Floods have the power to harm, not only your home and your sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

Many people mistakenly believe that the United States government will take care of all their financial needs if they suffer damage due to flooding. The truth is that federal disaster assistance is only available if the President formally declares a disaster. Even if you get disaster assistance, it is often a loan that you have to pay, with interest, in addition to your mortgage loan that you still owe on the damaged property.

The most important thing to consider is the fact that if your house is flooded, and disaster assistance is not offered, you will have to bear the enormous costs of the damage alone. The bottom line is that if you are looking for safe protection against financial losses due to flood damage, federal disaster assistance is not the answer.

When a disaster occurs, claims from flood insurance policyholders are paid, even if a disaster is not declared federally. Flood insurance means that all covered losses will be reimbursed. And unlike federal aid, it never has to be returned.

In general, a policy does not take effect until 30 days after the purchase of flood insurance. So, if the weather forecast announces a flood alert in your area and you are going to buy coverage, it is already too late. You will not be insured if you buy a policy a few days before a flood.

Floods are the nation's # 1 disaster

Floods and flash floods occur in all 50 states.
Everyone lives in a flood zone.
Only an inch of water can cause costly damage to your property.
Hurricanes, winter storms and melting are common (but often overlooked) causes of flooding
Flash floods often bring water walls 10 to 20 feet high.
The development of new lands can increase the risk of flooding, especially if construction changes natural drains.
Anyone can be financially vulnerable to flooding. People outside high-risk areas file more than 20% of NFIP claims and receive a third of flood disaster assistance.

Protect yourself, protect your family and your home! Request a flood insurance quote today!

(Cost of the Flood tool courtesy: FloodSmart)

Customer service options for flood insurance

Use our customer service to request changes to your policy at any time of the day, directly from our website. To request it, click on the following button.

Flood Insurance