Prestige Insurance Group, Inc.

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Prestige Insurance Group, Inc.

Travel Insurance


Travel Insurance Information

Travel Insurance - Miami & Orlando, FL

Also Serving Kendall, Doral, Coral Gables, Aventura & other areas in Florida

Travel insurance offers a comprehensive suite of coverage for U.S. citizens taking international trips, students going abroad to study, missionaries, expatriates and others. Travel insurance can cover many insurance needs of travelers, including:

  • Health coverage: When travelers are injured or become ill while abroad, their domestic insurance policies will not cover that expense. International travel insurance is necessary to help them control costs and secure the treatment they need. This coverage may not cover (or may offer limited coverage) for pre-existing conditions.
  • Trip cancellation: When a trip is cancelled for certain reasons, such as the bankruptcy of a travel service provider or inclement weather, travel insurance can ensure that travelers are reimbursed for certain losses that the cancellation causes.
  • Lost or stolen luggage: Travel insurance can provide limited coverage for luggage that is lost or is stolen.

Travel insurance policies are intricate contracts that can be designed to meet very specific risks encountered by travelers. Additional coverage and riders that can be added to policies include:

  • Expatriation of remains: When a traveler passes away while abroad, their family will want their remains sent back to the States. This can be an expensive process, which is why some travel insurance policies provide the expense as a benefit.
  • Adventure sports: Travelers who are injured while participating in certain activities, such as surfing or deep sea diving, may find that their regular travel insurance health policy doesn’t cover the expense unless the sports rider has been added.
  • Remote transportation: Some vacations abroad involve traipsing through remote, unpopulated locations. When an injury occurs in a remote area, remote transportation coverage can pay the cost of having a helicopter deliver you to a hospital.

Featured Carrier: Atlas Travel

Do I need travel medical insurance?

Many times the primary medical insurance in your home country will not cover you while traveling abroad and often will not provide important services, perhaps essential ones, in the event of an illness or injury. Atlas Travel includes these essentials, such as an emergency medical evacuation benefit, hospital and emergency room coverage, and assistance in various crises, including kidnap and ransom situations abroad.

For more information about Atlas Travel, please view our brochure.

After purchasing coverage, how can I trust the company to be there if I need them?

MIS Group, headquartered in the United States in Indianapolis, Indiana, is a full-service company offering international medical insurance designed to meet needs of consumers worldwide. Tokio Marine HCC is a leading specialty insurance group conducting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Headquartered in Houston, Texas, the company is made up of highly entrepreneurial teams equipped to underwrite special situations, companies and individuals, acting independently to deliver effective solutions. Our products and capabilities set the standard for the industry, as many of our nearly 2,500 employees are industry-leading experts. Tokio Marine HCC is part of Tokio Marine, a premier global company with a market cap of approximately $30 billion. Tokio Marine HCC holds a financial strength rating of AA- for Standard & Poor’s and Fitch Ratings and A++ (Superior) by A.M. Best Company.

For more information about Atlas Travel, please view our brochure.

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  • NFIP
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  • Firemens Fund
  • Florida Blue
  • Foremost
  • Mercury
  • Mercury
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