Prestige Insurance Group, Inc.

Contact Us!
Phone: (305) 969-8745
Email: info@prestigeinsurancegrp.com

Se Habla Espanol

Prestige Insurance Group, Inc.

car insuranceIf you aren't sure what's covered by your car insurance, you're not alone. In this article, you'll find some of the most frequently asked questions of Progressive Insurance —and their answers—so that you can be confident when making decisions about your car insurance.

How can I make sure I have "full coverage"?

Generally, people ask for "full coverage" when they want more than just what's required by the state. Most states require that all drivers carry Liability coverage, which pays for damage to other vehicles or injuries to other people that you cause.

By adding what is commonly referred to as "physical damage" coverages, which include Comprehensive and Collision insurance, damage to your own vehicle is also covered, regardless of who caused the crash.

Once you've chosen these coverages, you might also want to add insurance that will cover your medical payments, protect you if you're hit by an uninsured driver, or come to the rescue if you break down on the side of the road. Your local independent insurance agent can walk you through all of your options and help you choose the policy that's right for you.

If I get into a fender bender when driving a rental car, would it be covered under my car insurance?

Generally, if you have liability and physical damage coverages on your car insurance policy, there's a good chance you'll be covered in a rental car. Call your independent agent to get the facts before you turn down that extra coverage.

Another option: check with your credit card company. Some credit cards provide coverage at no charge if you use their card to pay for the rental. Restrictions may apply, so be sure to ask for an exact description of what's covered.

A friend just borrowed my car. Will my car insurance pay for the damages if he or she causes an accident?

In most states, insurance coverage follows the car, so your car insurance would pay for the damage if your friend causes a wreck. Two things to keep in mind: if the cost to repair that damage exceeds the amount allowed by your policy, your friend may need to make a claim on his or her car insurance policy to pay the difference. And, your rate may go up as a result of the claim.

For more information on Miami auto insurance, talk to Prestige Insurance Group, Inc at 305-969-8776.

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
  • Travelers
  • Progressive
  • NFIP
  • Aflac
  • Chubb
  • Firemens Fund
  • Florida Blue
  • Foremost
  • Mercury
  • Mercury
  • MetLife
  • The Hartford
  • Prudential
  • Infinity
  • Chartis
  • National General
  • Hagerty
Our Locations
© Copyright 2018. All rights reserved. Powered by Insurance Website Builder