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Prestige Insurance Group, Inc. Blog: workers compensation

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Many companies look for ways to simplify business management. One way to do this is to outsource your payroll services. Having a third-party handle these tasks can save you time and labor costs. However, not all services need outsourcing. In some situations, outsourcing can put your company at significant risk. READ MORE >>

Overview of Casteallanos Decision On April 28, 2016, the Florida Supreme Court issued an opinion in the case of Castellanos vs. Next Door Company, et al., No. SC13-2082 ("Castellanos") declaring Section 440.34, Florida Statutes, unconstitutional. READ MORE >>

If you run a clothing store, you may enjoy making a living by indulging your sense of style. But it's not all about tailored blouses and racks of accessories. Like any business endeavor, a clothing store needs to be protected from damages or losses that could crop up. READ MORE >>

Since the Affordable Care Act came to be, there's been some concern over how it might affect workers compensation claims and how they're paid. One of the biggest worries involves the increase in case shifting from group health insurance to workers compensation. READ MORE >>

The Florida Supreme Court will this spring hear a case challenging the constitutionality of the state's workers compensation system since its 2003 overhaul. The case, Daniel Stahl v. Hialeah Hospital, et al. READ MORE >>

Florida's Office of Insurance Regulation has ordered a 5.1% workers compensation rate cut, disapproving the National Council on Compensation Insurance Inc.'s proposed 1.9% overall rate level decrease. Florida Insurance Commissioner Kevin M. McCarty ordered Boca Raton, Florida-based NCCI to submit a new rate filing that contains a 5. READ MORE >>

Workers compensation insurance provides ample protection for your employees should they get hurt on the job. It also helps minimize the financial risks your business could face should those employees get hurt as a result of negligence on your part. READ MORE >>

Under the workers compensation agreement, the employer agrees to compensate an employee for any work-related injury or illness — unless the employee was engaged in a "prohibited act" at the time of injury. A prohibited act is an act that the employer expressly prohibits — such as consuming alcohol or using other intoxicants while on the job or on the employer's premises. READ MORE >>

When horseplay occurs in a work environment, does workers compensation apply? Generally, an injury must occur in the course of employment and arise out of the worker's employment to be compensable. Merriam-Webster defines horseplay as "rough or loud play: energetic and noisy playful activity. READ MORE >>

In a recent scholarly article, David A. North outlines how the Affordable Care Act has changed workers compensation insurance, and what we might expect in the future. The Affordable Care Act (ACA) requires employers to "pay for play," by providing healthcare coverage for employees who work 30 or more hours a week. READ MORE >>

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