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Prestige Insurance Group, Inc. Blog: workers compensation insurance

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Florida's workers compensation insurers, already on record recommending an average 2.5 percent cut in rates, now say that a 3.3 percent cut is justified. The modification in the industry's rate filing by the National Council on Compensation Insurance (NCCI) rating organization is the result of lower than expected hospital charges that could save insurers about 0. READ MORE >>

Cost pressures are improving in the field of workers compensation, as the National Council on Compensation Insurance Inc. (NCCI) is set to recommend more decreases in state workers comp rates for next year. READ MORE >>

Every day, an estimated 2.5 million individuals — mostly women — work in others' homes, cleaning, cooking and caring for children and the elderly. Although many people treat them as independent contractors, the IRS and workers' compensation laws may consider these domestic workers "household employees. READ MORE >>

Summer in Florida is hurricane season, and rough weather provides a lot of work for roofers, tree trimmers and landscapers. SourceOne Partners offers the following advice on ensuring your roofing, landscaping or storm clean-up service complies with Florida's state laws regarding workers' compensation insurance. READ MORE >>

TALLAHASSEE, Fla. —Florida employers could see the first overall reduction in workers-compensation insurance rates in four years. An overall 2.5 percent decrease has been proposed by the National Council on Compensation Insurance, the state announced Friday. READ MORE >>

ORANGE COUNTY, Fla. — An Orange County restaurant owner is facing felony charges because investigators say she didn't carry workers' compensation insurance. The owner of Greek Flame Taverna, in the Doctor Phillips' area, was arrested as she came back into the country from a trip abroad. READ MORE >>

Insurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses is the Businessowners Policy (BOP). The BOP combines coverage for all major property and liability insurance risks as well as many additional coverages into one package policy suitable for most small businesses. READ MORE >>

If you own a business, it’s important to match the insurance you carry to the company you keep. Doing so can save you time and money down the road. Commercial auto insurance can be especially important, so if you’re not sure what kind of commercial auto coverage you need, you may want to talk with an independent agent who specializes in that particular area. READ MORE >>

Owning your own business involves a significant investment, all of which contain risks. However, these risks are why business insurance is a necessity. Business insurance protects your investments by minimizing the risks associated with unexpected events such an injured employee, a natural disaster or lawsuits. READ MORE >>

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