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If you want to save on car insurance, it pays to take a hard look at how you use credit. In most states, your credit history affects how much you pay for car insurance, and in some states your credit history has more impact than your driving record. READ MORE >>

The good news is the likelihood of surviving a cancer diagnosis has increased. The bad news is the cost of treating cancer has also increased — and so have deductibles and copayments. Currently, an estimated 11 million Americans are living with cancer. READ MORE >>

Under the workers compensation agreement, the employer agrees to compensate an employee for any work-related injury or illness — unless the employee was engaged in a "prohibited act" at the time of injury. A prohibited act is an act that the employer expressly prohibits — such as consuming alcohol or using other intoxicants while on the job or on the employer's premises. READ MORE >>

If you've been in business a while, you might have heard the phrase "boiler and machinery insurance." However, today's policies do much more than cover boilers and machinery, hence the name change. Read on to learn more about this valuable coverage. READ MORE >>

When horseplay occurs in a work environment, does workers compensation apply? Generally, an injury must occur in the course of employment and arise out of the worker's employment to be compensable. Merriam-Webster defines horseplay as "rough or loud play: energetic and noisy playful activity. READ MORE >>

In a recent scholarly article, David A. North outlines how the Affordable Care Act has changed workers compensation insurance, and what we might expect in the future. The Affordable Care Act (ACA) requires employers to "pay for play," by providing healthcare coverage for employees who work 30 or more hours a week. READ MORE >>

Earlier this year, a court ruled that Federal Express drivers should have been classified as employees, when the company had classified them as independent contractors. And the U.S. Department of Labor announced that a five-year investigation in Utah and Arizona yielded $700,000 in back wages, damages, penalties and other guarantees for more than 1,000 construction industry workers. READ MORE >>

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