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Prestige Insurance Group, Inc. Blog: insurance

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If you've been in business a while, you might have heard the phrase "boiler and machinery insurance." However, today's policies do much more than cover boilers and machinery, hence the name change. Read on to learn more about this valuable coverage. READ MORE >>

Against precedent dating to 1984, a 3-2 NLRB majority redefines "joint employer" in a decision favoring an International Brotherhood of Teamsters local aiming to extend representation from a recycling station bargaining unit — equipment operators and companion staff employed by the facility... READ MORE >>

When horseplay occurs in a work environment, does workers compensation apply? Generally, an injury must occur in the course of employment and arise out of the worker's employment to be compensable. Merriam-Webster defines horseplay as "rough or loud play: energetic and noisy playful activity. READ MORE >>

In a recent scholarly article, David A. North outlines how the Affordable Care Act has changed workers compensation insurance, and what we might expect in the future. The Affordable Care Act (ACA) requires employers to "pay for play," by providing healthcare coverage for employees who work 30 or more hours a week. READ MORE >>

Earlier this year, a court ruled that Federal Express drivers should have been classified as employees, when the company had classified them as independent contractors. And the U.S. Department of Labor announced that a five-year investigation in Utah and Arizona yielded $700,000 in back wages, damages, penalties and other guarantees for more than 1,000 construction industry workers. READ MORE >>

So you've made the investment and upgraded your motorcycle with new or custom accessories. While you may have a standard motorcycle insurance policy, depending on how much money and extras you have added on, you may want to look for a specialized policy. Being able to tailor the insurance policy to your needs and budget is important. READ MORE >>

Driving under the influence (DUI) is a serious offense. When you are behind the wheel and intoxicated, you are a threat to yourself and everyone around you, which is why the consequences of getting caught are so severe. Fortunately, there is life after a DUI, if you follow the tips outlined below. READ MORE >>

Most life insurance companies sell both life insurance policies and annuities. Both require you to be in good health to get the best rates. And both provide financial security. But they play very different roles in your financial portfolio. How They Work READ MORE >>

Speeding tickets cost you a lot more than you think. Every year, about 41 million Americans, or one-fifth of drivers, get them. Speeding tickets cost drivers more than $6.2 billion in fines, according the U.S. Highway Patrol. Speeding tickets are big business, too. StatisticBrain. READ MORE >>

Workers comp policies usually include a special section for employers liability. What additional coverages does it provide and why do you need them? Your workers compensation policy covers the costs associated with an employee's work-related injury or occupational disease. READ MORE >>

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