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Let me first start by defining what a Florida FR-44 and SR-22 are and then we can decide which one you really need. If you got a DUI in the state of Florida most likely you need to file either an FR-44 or SR-22. An SR-22 is a form used by insurance companies to ensure the driver is meeting state liability limits. READ MORE >>

Misclassification of employees as independent contractors is a serious problem in the Texas construction industry -- so serious that my local decided to do an undercover investigation, using covert workers to infiltrate job sites. The conditions they found were severe. "The workers sometimes wouldn't even get paid that week. READ MORE >>

Thousands in Florida could see a 25 percent hike when the policy is renewed — and when the home is sold, rates could rise by as much as 3,000 percent. On the same day much of the federal government grinds to a halt, more than 268,000 Florida homeowners will face a hit to their pocketbooks because of federal inaction on another front — flood insurance rates. READ MORE >>

In today's economy, everyone's looking for ways to save. But cutting back on certain things now could mean heftier bills later.That certainly holds true for insurance on your motorcycle, boat or RV – an accident could cost you hundreds, and you don't want to be stuck with the bill. READ MORE >>

Quinceañeras have been a long standing tradition of the Latin community where young women celebrate their 15th birthday with a special event. Like a wedding, thousands of dollars may be invested into such celebrations. Often stated as a recession-proof party, parents are doing their best to ensure their daughter has the party of her dreams. READ MORE >>

Florida’s employers can look forward to little, if any, change in their 2014 workers’ compensation rates as the state’s industry-backed rating agency has filed for a modest statewide average 1 percent rate increase. READ MORE >>

Protect your friends and family as you beat the heat.Summer means more outdoor activities for the whole family, including cooling off in the pool. We want to help make sure that you, your family and guests are safe. READ MORE >>

Enjoy longer days and warmer nights while protecting your investment. Summertime is the best time to be outside enjoying the weather. Make sure your deck or patio is ready for the summer sun by keeping in mind the seasonal maintenance tips below. READ MORE >>

Employer mandate and subsidy eligibility verification shelved for 2014. While many Americans were heading out of town or firing up the grill for the Fourth of July, the Obama Administration made two major delay announcements regarding the Patient Protection and Affordable Care Act (PPACA). READ MORE >>

Florida’s state-backed property insurer requested a statewide average 6.6 percent increase in homeowners’ rates along with a cap on sinkhole rate increases in three high-risk counties at between 20 percent and 50 percent. Citizens Property Insurance Corp. officials signed-off on its annual rate filing. READ MORE >>

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