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After an accident, your initial feeling might be shock or worry. What should you do? In every situation, the first step is to contact the police and rescue team if there are any injuries. The police will work with you to ensure the situation is safe and to help you to gather the necessary information to move forward. READ MORE >>

BOCA RATON, FL — Cyber attacks by nation states are a serious threat to U.S. business, and companies should not rely on the government to protect them from the attacks, said Mike Rogers, a former chairman of the House Intelligence Committee. China, Russia, North Korea and Iran are targeting U. READ MORE >>

Providers are focusing on cybersecurity with increased urgency. Cyberattacks on health-care organizations reached an all-time high in 2015 and aren't expected to slow down in 2016, Harry Greenspun, director for Deloitte's Center for Health Solutions, told Bloomberg BNA. READ MORE >>

Since the Affordable Care Act came to be, there's been some concern over how it might affect workers compensation claims and how they're paid. One of the biggest worries involves the increase in case shifting from group health insurance to workers compensation. READ MORE >>

If you have recently received a ticket for driving under the influence, then it's possible that you may be required to get SR-22 or FR-44 insurance. One or the other may be necessary in order to retain or restore your driving privileges. Yet, it helps to know the difference between the two requirements in order to ensure you remain compliant. READ MORE >>

More than one in five American adults lives with a diagnosable, treatable mental health condition but can live full and productive lives. A properly structured benefit program can support the very real link between mental health and overall wellness. READ MORE >>

Most Americans insure their homes and their cars. Yet fewer have insurance on their most valuable asset — their ability to earn a living. According to the Bureau of Labor Statistics, only 49 percent of American workers have access to disability insurance through their employer. READ MORE >>

A vendor survey found that 39 percent of employees want to buy identity theft insurance through their employer. Are you providing this valuable benefit? Identity theft occurs when someone uses another person's personal identifying information without authorization to open charge accounts, order merchandise or borrow money. READ MORE >>

This past year, Uber's $1 million commercial insurance policy with James River Insurance of Richmond, VA seemed to meet Florida's requirements at least those imposed by the Florida Office of Insurance Regulation. Despite this, Uber's coverage and its drivers' personal motorist insurance policies have yet to be determined to fulfill the Florida Financial Responsibility Law. READ MORE >>

Under the workers compensation agreement, the employer agrees to compensate an employee for any work-related injury or illness — unless the employee was engaged in a "prohibited act" at the time of injury. A prohibited act is an act that the employer expressly prohibits — such as consuming alcohol or using other intoxicants while on the job or on the employer's premises. READ MORE >>

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