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Prestige Insurance Group, Inc. Blog: coverage

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If you've lived in Florida for any length of time, you are familiar with the risk posed by the peril of sinkholes. Florida has more sinkholes than any state in the nation. Over the last couple decades, sinkhole losses have become a primary concern for insurers, homeowners, and developers, especially in "Sinkhole Alley," which consists of Hernando, Pasco and Hillsborough counties. READ MORE >>

Take a look at your car insurance policy. You may notice towing and labor insurance coverage. What is it? Do you need it? Most auto insurance policies initially include this coverage. Some drivers elect to drop it. However, this can be a costly mistake. READ MORE >>

According to the US Department of Agriculture, the cost to raise a child — excluding college expenses — is over $233,600 for a middle-income family. While many women and couples are delaying starting a family until they've established careers and more sound financial footing, they may face other issues with fertility or a work/life balance. READ MORE >>

Many of us have seen a movie or two in which a neighborhood child hits a baseball through the window of the neighbor's home. The kids run. Then, they have to tell their parents. The good news is most home insurance policies will offer protection in these situations. Your front door and windows are a part of your home. READ MORE >>

State-run Citizens Property Insurance Corp. moved a step closer toward capping coverage for non-weather-related water damage repairs for customers who refuse to use the company's handpicked contractors. Its Board of Governors unanimously approved the company's plan to impose a $10,000 limit on... READ MORE >>

It is your job to keep your set of wheels trustworthy. Without strong, reliable tires and wheels, you likely won't be able to go very far. Your steering, suspension and wheel systems are among your car's most important. They help you control the path of the vehicle. READ MORE >>

As spring cleaning rolls around, most of us are throwing up the shutters and letting the fresh air in. But cleaning up isn't the only thing you should do around the house this year. There's no better time than now to look at how to make your property safer. READ MORE >>

If you get a particularly serious driving charge, you're likely going to face penalties. Law enforcement takes highway safety seriously. And drivers who break the law must cope with the consequences. In Florida, one of the consequences of a particularly severe moving violation might be an SR-22 penalty. READ MORE >>

We treasure our belongings, property and sense of security. At times though, an event may come along that threatens our sense of safety. Theft, vandalism and burglary are all very unsettling occurrences. They might lead to monetary losses, damages or expensive home insurance claims. READ MORE >>

Many companies look for ways to simplify business management. One way to do this is to outsource your payroll services. Having a third-party handle these tasks can save you time and labor costs. However, not all services need outsourcing. In some situations, outsourcing can put your company at significant risk. READ MORE >>

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