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Prestige Insurance Group, Inc. Blog: auto insurance miami

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It may seem harmless to answer a quick call, grab a bite to eat or let your dog ride in your lap when you’re behind the wheel. But in 2008, accidents caused by distracted drivers injured about 515,000 people. It takes two hands, a sharp eye, and your full attention to safely drive your car. READ MORE >>

Like a teenager eager to try a new video game, playing before reading the rules, many drivers buy insurance without really understanding what they’re buying. In the rush to feel “covered,” they can skip the details. That can lead to frustration. READ MORE >>

One in five drivers aren’t taking advantage of all the car insurance discounts available to them, according to a survey by the Independent Insurance Agents and Brokers of America. To make sure you’re getting the savings you deserve, ask your independent agent for a policy review. READ MORE >>

Approach the rental counter with confidence knowing whether you really need to get the supplemental insurance offered by the rental car company. Car insurance group Progressive offers these tips to help you make a smart decision. Before you leave on your trip, call your agent or insurance company. READ MORE >>

Liability — Liability covers bodily injury and property damage (BI/PD). This covers your legal liability, up to the dollar limits you select, for damages caused to others in a covered vehicle accident. In most states today, liability insurance is mandatory. READ MORE >>

For many business owners, the road to success cannot be driven without company vehicles. They are a key component of the business’ continued operations and are essential to the company’s livelihood. READ MORE >>

If, like many Americans, your family car is also used for purposes that could be considered commercial use, you may want to steer yourself into a chair and look over your insurance policy. You’ll need to consider buying a commercial policy or making sure that your existing personal auto policy covers the vehicle for business use. READ MORE >>

Teaching your teenager to drive can be a daunting task if you’re not prepared. But with a plan of action and a calm attitude, it doesn’t have to be a dreaded chore. Use the following guide to teach your teenager the importance of driving safely and how to handle a vehicle in a variety of situations. READ MORE >>

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