Prestige Insurance Group, Inc.

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Prestige Insurance Group, Inc.

Everyone loves saving money on their bills. The same is true for insurance, especially motorcycle insurance. There are some easy ways you can save money on your motorcycle insurance premiums.

1. Raise your deductible. You will find that when you raise your deductible from $500 to $1,000, your premiums are greatly reduced. That is because the insurance company knows you are willing to take part of the risk of being in an accident. You are willing to pay more, so they have to pay less. So, your premiums will be less.

2. Skip the small claims. If you get a scratch on the muffler chrome, don't turn that into a claim. If the cost to fix your motorcycle is less than the deductible, then just take care of it yourself. That will decrease the number of claims on your record, which in turn will keep your premiums lower.

3. Solo coverage. If you always ride alone, talk with your insurance agency about not having passenger liability. A caution with this idea: this means you never have a passenger on your motorcycle, even in an emergency.

4. Exclude riders from your policy. If you don't live alone and someone in your household has a bad driving record, talk with your insurance agency about excluding that person. A caution with this: be sure that person is never on your motorcycle.

5. Check your driving record for errors. Even with increasing sophisticated technology, errors are made. So, annually check your driving record to be sure someone else's ticket wasn't documented under your name. If there is an error, talk with your insurance agent and let them know how you plan on addressing the error. Insurance companies reward people with good driving records, so you want a great record.

Motorcycle insurance is a necessity for you and for those who ride with you. Take time today and talk with an insurance agent about these five ways you might save money.
We’ll help you find the best possible deal. Call Prestige Insurance Group at (305) 969-8776 for more information on Miami motorcycle insurance.
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