Prestige Insurance Group, Inc.

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Prestige Insurance Group, Inc.

Hurricane WindsSummer in Florida is hurricane season, and rough weather provides a lot of work for roofers, tree trimmers and landscapers. SourceOne Partners offers the following advice on ensuring your roofing, landscaping or storm clean-up service complies with Florida's state laws regarding workers' compensation insurance.

Companies with four or more employees that do business in the State of Florida are legally required to carry workers' compensation insurance on each employee working in the state, and contractors with even one employee are required to have workers' comp coverage. While this is typically standard operating procedure for Florida-based businesses, out-of-state businesses that wish to provide services in Florida may find that they're unable to do so if they don't meet Florida's workers' comp requirements.

This is of particular concern for companies providing roofing, tree trimming and landscaping services who wish to take advantage of opportunities to provide their service in Florida following a hurricane. Such businesses based in Georgia and other nearby states might receive a repair or cleanup order from a Florida resident on short notice and find themselves scrambling to obtain a certificate of coverage. Often, companies unable to obtain coverage fast find themselves losing out to businesses that are more prepared.

These types of businesses are good candidates for professional employer organizations, or PEOs. A PEO provides outsourced services such as the management of employee benefits, payroll and administrative services, often including workers' comp, so that business owners can focus on providing their services and doing what they do best. Both small and large roofing and tree trimming companies can benefit from letting a PEO handle their workers' compensation requirements. They can confidently accept business in Florida knowing that their employees are sufficiently covered.

SourceOne Partners can help business owners obtain PEO services and pay-as-you-go workers' comp solutions for both Florida-based businesses and out-of-state businesses that wish to operate within the state. Not only can SourceOne Partners ensure that you have the proper coverage for doing business in Florida, they can also assist with providing OSHA compliant safety training and developing policies and procedures to help your employees avoid illness and injuries, which can significantly reduce workers' comp claims and help keep premiums affordable.

Make sure your employees and your business are protected. Call Prestige Insurance Group, Inc. at (305) 969-8776 for more information on Miami workers compensation insurance.

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