Prestige Insurance Group, Inc.

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Prestige Insurance Group, Inc.

Woman at Clothing StoreIf you run a clothing store, you may enjoy making a living by indulging your sense of style. But it's not all about tailored blouses and racks of accessories. Like any business endeavor, a clothing store needs to be protected from damages or losses that could crop up.

Fortunately, the right business insurance policy can provide a variety of coverage options to protect your store from risks. Let's explore a few of these.
  • Property: This coverage protects the business' physical assets, such as the building, inventory, display racks and more in the event of a covered loss. For clothing stores, the most common risk is theft.
  • General Liability: This coverage offers financial compensation to guests or other third parties that suffer an injury or loss that your store is deemed to be at fault for.
  • Business Income: If a covered event temporarily brings business operations to a halt, this coverage can compensate you for lost income.
  • Equipment Breakdown: This coverage pays for the repair or replacement of broken equipment, such as cash registers and anti-theft tag systems.
  • Employee Dishonesty: This covers financial losses that stem from employee theft or fraud.
  • Property in Transit: This coverage protects goods from damage during transit. In the case of some policies, this can provide protection during storage as well.
  • Workers Compensation: This coverage offers financial compensation — for medical expenses and lost wages — to employees who are injured on the job.
Contact Prestige Insurance Group, Inc. to build a custom Florida business insurance policy to protect your clothing store from its unique risks. Call us at (888) 969-8778 to get started.
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