Prestige Insurance Group, Inc.

Contact Us!
Phone: (305) 969-8745

Se Habla Espanol

Prestige Insurance Group, Inc.

Solar Panels

Home insurance protects you from unforeseen events. Still, this doesn't mean you shouldn't plan for energy usage, particularly during the hot and rainy Florida summers. It's possible to save utility money, long-term, with a few energy-efficient steps. It's also possible to save money on your home insurance costs. Here's why.

How Does Energy Affect Insurance?

Your home insurance policy covers the house's structure. It protects the walls, roof, floor siding and even insulation. Your home's energy efficiency doesn't only save you money. It also reduces the house's wear-and-tear.

Check out these five tips to conserve the electricity, insulate the home, keep the walls fortified and keep your premiums low.

Tip One: Check The Attic Insulation

If you have an unfinished attic, take a look around. There should be insulation between the beams — about six inches-worth. If the insulation is missing, or if it's damaged you might wind up paying extra costs. Many states offer up to a 75% refund rate for insulation installations, too.

Tip Two: Install Ceiling Fans

Ceiling fans are low-energy life-savers which keep your home's air moving. In essence: They keep the mold away. If you can prevent mold development, you might be able to avoid damage that your homeowners coverage won't insure.

Ceiling fans are also a green solution. They reduce the need for constant air conditioning. Make sure your fans blow down, and don't forget to reverse them at the start of each season.

Tip Three: Replace The Air Filters

If you've ever faced frozen air conditioner coils, you know how damaging an unchecked AC unit can be. The replacement process takes 10 seconds, and the low-cost swap-out is well worth it. Otherwise, you might be facing an outdated filter, a hard-working HVAC system and extra premiums from your unit's depreciation.

Tip Four: Get Energy Efficient Appliances

If you're going appliance shopping, focus on energy efficiency and reliability. An energy efficient fridge can do wonders for your kitchen's longevity. The reduced strain of removal might also protect your area from unnecessary damages. In general, try to purchase appliances which have a 20-year lifespan.

Tip Five: Sign Up For Time-Of-Day Utilities

These programs offer low-energy alternatives to constant utility services. They even offer overnight services. You might learn how much your home's altered energy flow will reduce its damages the house over time.

If you're ready to save big bucks on your insurance, start outfitting your home's energy consumption standards from the ground up. Your utility bill will thank you, and so will your home insurance premiums.

Contact Us

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

View Mobile Version
  • Travelers
  • Progressive
  • NFIP
  • Aflac
  • Chubb
  • Firemens Fund
  • Florida Blue
  • Foremost
  • Mercury
  • Mercury
  • MetLife
  • The Hartford
  • Prudential
  • Infinity
  • Chartis
  • National General
  • Hagerty
Our Locations
© Copyright 2018. All rights reserved. Powered by Insurance Website Builder