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Most states set a bare minimum requirement for liability insurance. However, this required minimum amount of auto insurance is rarely enough. It may be more valuable to you to increase your coverage to minimize any risks. But, how much coverage do you actually need? This may be a more complex question than you think. READ MORE >>

The following is a guest article from Jim McKinley. Baby Boomers - the generation of adults born between 1946 and 1964 - are known for their frugality. Raised by their Greatest Generation parents, they grew up knowing that another economic depression could be just around the corner. READ MORE >>

Home insurance provides financial coverage for incidents that are accidental and unintentional. This may include damage to the home's windows. However, there are limitations on when home insurance will replace a window. If you have a shattered window, here's what you need to know about filing a claim. READ MORE >>

PIP auto insurance can be confusing. This is a type of no-fault car insurance. Some states require this form of coverage. It helps pay for any medical bills you have in a car accident. It does not take fault into consideration when making the decision about who pays. READ MORE >>

To Floridians, hurricanes are no joke. These storms can leave unpredictable damage, from a few downed trees to flattened neighborhoods. We all know to take this summertime weather threat seriously. Doing so is critical to our safety. What are some of the things you can do now to prepare in case a hurricane develops? READ MORE >>

If you've lived in Florida for any length of time, you are familiar with the risk posed by the peril of sinkholes. Florida has more sinkholes than any state in the nation. Over the last couple decades, sinkhole losses have become a primary concern for insurers, homeowners, and developers, especially in "Sinkhole Alley," which consists of Hernando, Pasco and Hillsborough counties. READ MORE >>

Take a look at your car insurance policy. You may notice towing and labor insurance coverage. What is it? Do you need it? Most auto insurance policies initially include this coverage. Some drivers elect to drop it. However, this can be a costly mistake. READ MORE >>

According to the US Department of Agriculture, the cost to raise a child — excluding college expenses — is over $233,600 for a middle-income family. While many women and couples are delaying starting a family until they've established careers and more sound financial footing, they may face other issues with fertility or a work/life balance. READ MORE >>

Many of us have seen a movie or two in which a neighborhood child hits a baseball through the window of the neighbor's home. The kids run. Then, they have to tell their parents. The good news is most home insurance policies will offer protection in these situations. Your front door and windows are a part of your home. READ MORE >>

State-run Citizens Property Insurance Corp. moved a step closer toward capping coverage for non-weather-related water damage repairs for customers who refuse to use the company's handpicked contractors. Its Board of Governors unanimously approved the company's plan to impose a $10,000 limit on... READ MORE >>

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